I've always wanted to go to the Cayman Islands. My dream was to arrive there via private plane with steel suitcases full of cash. Then I found out the penalties of money laundering and decided to keep my cash in my US high yield bank account which provides 0.00005% interest.
It's not all about South Beach when it comes to Miami. There are many great areas of Miami including Brickell, the next most livable city after Scottsdale, Arizona. Brickell is the financial district of Miami which is why it has high end hotels like the Mandarin Oriental, the Four Seasons, and the Conrad.
Bored at the Holiday Inn, I opted for a round of golf at the North Sound Golf Club which is next to the hotel. A round of golf can cost well over $150 during the peak season but since it was the off season and since it was after 3PM, I paid the twilight rate of $85 which included club rentals.