The churn days aren’t what they used to be, but it is still fun to receive an instant approval. I applied for the Amex Hilton Business card which has a 150k sign-up bonus and a free night after spending 4k. I also applied for the IHG Business card which offers a 165k sign-up bonus after 3k spend. While the sign-up bonuses are great, I am more excited about the IHG annual free night which more than offsets the $99 annual fee. On the Hilton front, a free night is offered after a 15k annual spend. I have had trouble in the past making good use of the free Hilton night because of weekend redemption restrictions (see Hilton Weekend Certificate: Not Worth the 10k Spend). That restriction is no longer there and, more importantly, the redemption is available for most Hilton hotels, regardless of category.
