Saturday, October 31, 2020

Capital One Says No, Again

Bloggers write about credit card offers and it appears that they get approved for everything. Someone Lucky still seems to get approved for Chase cards despite the 5/24 nonsense rule. That good fortune does...

Alaska 65k Approved!

Well color me surprised. Last year all my BoA cards were closed. I called to find out why and they said it was because they couldn't verify my address. I tried applying...

Confirmed: Banco Popular Is The Worst Bank

Remember when I wrote, Looking to Churn? Move to Puerto Rico. I was wrong. So far I have been 'approved' three times, once by Santander and twice by Banco Popular (see Applying for Credit Cards...

Citi Business AA Application Nightmare

I have been trying for months to apply for the Citi Business AA card. It had a 70k bonus when meeting the spend requirement. I received a rejection letter reasoning that my credit was...

Applying for Credit Cards in Puerto Rico: Approved But Not Really

I thought moving to Puerto Rico would unlock more churn opportunities (see Looking to Churn? Move to Puerto Rico). It's only unlocked more headaches. First, I applied for the Santander card and was approved...

British Executive Club Has Arbitration: Finally!

Disclaimer #1: The following is not legal advice. Contact Bachuwa Law if you have an issue with BA.  Disclaimer #2: The following is not a discussion. I don't care to hear from pundits who think...

Keep vs. Cancel: Chase Ink Preferred

Pre-Covid, the answer for Keep vs. Cancel? has been cancel. TPOL has become increasingly frugal. Post-Covid, the answer has been cancel! Who has $495 to pay for a travel rewards card (see Keep Vs....

Who Is Buying Points?

I've rarely bought points. To me, it's like cheating the game. Aeroplan just had a deal to sell points for 1 penny each. Marriott is giving a bonus for purchasing points. Unless it's a...

Secure Message Retention Fail

I tried to avoid the hold time and see if Chase would waive my annual fee for the Hyatt Card by sending them a secure message. Their canned response was that they...

Retention Through Secure Message? Let’s Find Out

I have a Keep vs. Cancel situation coming up with my Hyatt card. I haven't updated to the World of Hyatt Card and still have the $75 card. Normally I wouldn't contemplate canceling because...
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