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Friday, May 1, 2026
HomePointsCredit CardsChurning Addiction? Min Spends = Maximum Spent

Churning Addiction? Min Spends = Maximum Spent

Have you seen this commercial?

This man got a stand mixer for $56.10 instead of $461! Seeing the commercial over and over again has brought me nowhere close to figuring out how Dealdash.com works. It has, however, inspired this latest purchase and, in turn, this blog post.

No Affiliate Disclaimer: I wish I were paid for promoting Williams-Sonoma.

What does a pasta maker and spiral mixer have to do with points travel? It’s simple. These transactions are used to reach the minimum spends on credit cards, making them rational purchases versus #wastefraudabuse. Somehow, I have convinced myself that having two Amex Business Platinum cards with an annual fee of $895, back-to-back, with a 20k minimum spend to hit the 200k bonus, is worth it (see 2025 What I Spent (And Received) in Annual Fees).

In the old days, I would MS my way to points balances, but today the Corleone family is completely legitimate (see I’m Done with Manufactured Spending). Now, I rationalize my excess believing that points + toys > points + shame of Vanilla Reloading (see I’m in Manufacturing, Spending).

I have an extra mat to sell if anyone is interested.

The old rule for churning was to never carry a credit balance and only churn what you can burn. While I am doing a good job with the first, I am struggling to keep up with the second.

The new rule for churning is to stop spending, knowing that cash is king, not pizza.

 

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