Monday, November 23, 2020

Keep Vs. Cancel: Amex Business Gold

The usual answer for keep vs. cancel regarding annual fees these days is cancel. There are two cards where this rule did not apply. First is Chase Ink. Second is the Amex Business Gold....

Capital One Says No, Again

Bloggers write about credit card offers and it appears that they get approved for everything. Someone Lucky still seems to get approved for Chase cards despite the 5/24 nonsense rule. That good fortune does...

Alaska 65k Approved!

Well color me surprised. Last year all my BoA cards were closed. I called to find out why and they said it was because they couldn't verify my address. I tried applying...

Confirmed: Banco Popular Is The Worst Bank

Remember when I wrote, Looking to Churn? Move to Puerto Rico. I was wrong. So far I have been 'approved' three times, once by Santander and twice by Banco Popular (see Applying for Credit Cards...

Citi Business AA Application Nightmare

I have been trying for months to apply for the Citi Business AA card. It had a 70k bonus when meeting the spend requirement. I received a rejection letter reasoning that my credit was...

Applying for Credit Cards in Puerto Rico: Approved But Not Really

I thought moving to Puerto Rico would unlock more churn opportunities (see Looking to Churn? Move to Puerto Rico). It's only unlocked more headaches. First, I applied for the Santander card and was approved...

Keep vs. Cancel: Chase Ink Preferred

Pre-Covid, the answer for Keep vs. Cancel? has been cancel. TPOL has become increasingly frugal. Post-Covid, the answer has been cancel! Who has $495 to pay for a travel rewards card (see Keep Vs....

Secure Message Retention Fail

I tried to avoid the hold time and see if Chase would waive my annual fee for the Hyatt Card by sending them a secure message. Their canned response was that they...

Retention Through Secure Message? Let’s Find Out

I have a Keep vs. Cancel situation coming up with my Hyatt card. I haven't updated to the World of Hyatt Card and still have the $75 card. Normally I wouldn't contemplate canceling because...

Keep Vs. Cancel: Citi Prestige

I am going to look at this post one day and ask how I ever paid $495 for a credit card. It made sense at the time when I applied last year (see Citi...
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