Keep vs. Cancel: Marriott Bonvoy Business


The days of normal are going to come soon whereby the banks will say, “There is no offer on this card. We will go ahead and close your account.” That day was not yesterday. When the $125 annual fee comes due on my Marriott Bonvoy, I pay it without hesitation because I value the award certificate more than the fee. Indeed, I value the certificate more than I value the points because I have no emotional connection to the certificate i.e., if I don’t use the certificate, it expires. If I use my points, how do I get more in a post SPG world?

I was surprised when I received the following offer. $50 for keeping the card. $100 if I spend 2k on the card within 3 months. In addition, Bonvoy business also provides a $15 credit for using it to pay the wireless bill.

This was easy.

Sheraton Nassau 2012: my first SPG redemption.


  1. Wait! What? Totally unsolicited they sent you that? Like you I don’t use it I enjoy the free certificate and pay the fee but man nobody ever offer me anything. Next time I’m calling in.

Leave a Reply