Don’t you hate it when you apply for a card and months later see that the same card has a better offer? Sometimes banks will match the offer. Sometimes they will tell you to get lost. I applied for the Chase Ink Unlimited. The offer was 75k URs after $7,500 spent in three months. 2.9 months later, I read that the offer was 90k URs after $6,000 spent in three months. More points and less spend? How could this be? I wrote to Chase on the secure message center, and they instantly credited me the 15,000 points. That was easy and unexpected.