Keep Vs. Cancel: Gold Delta SkyMiles Personal

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I must’ve spent all of 2016 applying for cards because I’ve been hit with a barrage of annual fees this year. I just cancelled my Barclays JetBlue. Last month I cancelled the Gold Delta SkyMiles business card. Today’s next victim is the Gold Delta SkyMiles personal card. The analysis is the same as before: why pay the $95 annual fee when all I receive is a free checked bag and zone 1 boarding. Unless I am bringing my golf clubs, I never check bags. While zone 1 boarding is nice, I am usually assigned a seat on the back of the plane anyway. I’m in no hurry to get back there.

So there you have it. Another card gets cut. Who’s next?

 

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