US Bank Altitude Is Cool But Will You Get Approved?


Frequent Miler wrote a breakdown about the US Bank Altitude Card. It seems like a good one to add to the arsenal, especially if Chase hates you, Alaska is over your antics, and Citi has shut you down. I used to have the Northwest Airlines card with US Bank until the Delta merger and still hold onto the Club Carlson cards.

The question is not whether I want the Altitude card but whether I will be approved. US Bank has strict lending policies which were around way before the days of 5/24. Years ago, I fought hard to get the LifeMiles card and was finally approved. It’s anyones guess if they’ll be handing these cards out like Skittles in order to gain market share or if they’ll be as conservative as ever.

I’ll find out on May 1st. What about you? Are you going to risk an inquiry in exchange for a hefty annual fee and some points, along with a unique feature– 3x points on mobile purchases?



  1. Is it possible US Bank is the one bank that has figured out how to filter out unprofitable customers? Hope it doesn’t spread.

  2. any sugegstions on maxin out the “mobile” purchases? Afterall, there’s only so much you can buy in person at the store.

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