Disclaimer: Not enough people read this blog for me to receive credit card referral $.
I used to obsess over where I spent every dollar. Then I got sloppy (see World of Hyatt Business: Almost Missed $100 Statement Credits Per Year). Now, I’m trying to be responsible and audit my stash of cc’s (see What’s in My Wallet: 2021). Below is what I have. Let me know what I’m doing wrong. Note: Citi just rejected me for the Citi Premier (see Citi Premier Rejection for Being Too Good at Life).
- Groceries
- 3X Chase Aero
- Internet, Cable, Phone
- 5X Chase Ink Cash
- Gas
- 2X Chase Ink Cash
- Travel
- 3X Chase Ink Business Preferred
- Dining
- 3X Chase Freedom Flex
- Drugstore
- 3X Chase Freedom Flex
- Shipping
- 3X Chase Ink Business Preferred
- Marketing
- 3X Chase Ink Business Preferred
- 3X Amex Business Gold (canceled)
- Marriott
- 6X Bonvoy Business + Standard rate rooms receive 7% room rate discount
- Hyatt
- 9X
- Chase World of Hyatt Business Spend >$50 twice, 10k to receive 5 qualifying nights
- TPOL’s Tip: You must spend at least $50 for the rebate to be triggered.
- Chase World of Hyatt Personal: 15k receive one night free, 5k receive 2 qualifying nights
- Chase World of Hyatt Business Spend >$50 twice, 10k to receive 5 qualifying nights
- 9X
- Everything Else
- 2X Amex Business Plus
- Revolving
- 5X Chase Freedom Flex up to $1500
Churning since 2011
- 5X Chase Freedom Flex up to $1500
I think I would add American Express Personal Gold card. 4X grocery and dining and great transfer partners.
But for living in PR, I would. No Amex at Costco where I buy most of my groceries and most restaurants don’t take Amex. Obviously transfer partners for Amex are great.