On a churner’s high, I decided to apply for a Wells Fargo travel card way back in early May. I’m not even sure which one it was.

I was rejected online then told to wait for my rejection letter in the mail. It arrived May 14th and the reason for rejection was: Lack of or insufficient duration of relationship with Wells Fargo.

I called the number on the letter hoping for an explanation. The agent stated that Wells Fargo requires an additional account such as a checking or savings account before it will consider an application. He advised me to go into a branch and open an account. I went to the local branch with my US Passport Card since I had lost my Arizona driver’s license. The personal banker who was unfamiliar with the card asked me if I was a US citizen. That was interesting.

Accounts opened, I called reconsideration and was told that my checking and savings account were too new and underfunded to satisfy the requirement. A week later I called again and spoke to a nicer representative who said that my application would now be processed. A couple of days later I called again and was told that my application had been rejected because they could not confirm my address. I would have to fax proof of mail at my address for at least three months for them to process my application. They advised that I go to the local branch.

I went to the local branch with my proof of address and they faxed it to Wells Fargo credit services. I called reconsideration to see if they had received yet. They had but they said it would take another 48 hours to process my application.

Today I called to see if my application had been processed. It had. After all this, I was approved for a mind-blowing $2500! I think the card provides $400 in travel credit after $3000 spent in 3 months but I’ll probably have to call in to verify that too.