2020: What I Spent (And Received) in Annual Fees


I used to do a better job of document what I spent on annual fees (see 2017: What I Spent (And Received) in Annual Fees). I haven’t done that in a few years because the churn game has been severely compromised by banks and their restrictive rules (see We Need Another Recession). With travel halted, I made a point of cancelling all cards that were not essential. Here are the cards that made the cut:

In total, I spent $744. That’s not free but that’s not crazy. Notice there are no more $595 annual fees for upscale cards. I can and can’t believe I used to pay that much.

Points and no travel is stupid.

Leave a Reply