I’ve had a low tolerance for annual fees since 2020 was not the year of travel (see NYC Twice: A Recap of My 2020 Travels). Two cards that I continue to pay for are my personal and business Radisson. The question is always the same, “Is $60 for the business and $75 for the personal worth 80,000 Club Carlson (now Radisson) points cumulatively?” (see Keep Vs. Cancel: The Club Carlson Twins). I haven’t stayed at a Radisson in quite some time so my points balance continues to grow. Despite this, the answer continues to be yes. I don’t bother calling US Bank to cancel as I have never received a retention bonus from them before. I may try it this time but when you don’t read the follow-up, know that their answer was no and that I kept both cards.