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Thursday, May 23, 2024
HomePointsCredit CardsAnnual Fees: Worth Calling the Bank When I Know I Will Pay?

Annual Fees: Worth Calling the Bank When I Know I Will Pay?

I keep a list of what I pay and spend in annual fees (see 2023 What I Spent (And Received) in Annual Fees). It pains me to open my wallet for such fees which is why I cancel cards without outsized perks. For other cards, like my Hyatt visa or my Chase Ink, I know I am not going to cancel them because they provide great value. I used to call Chase and say I was thinking about canceling to see if any offers would be made. In the early days, I would receive something. Now, I can’t be bothered to call. The question I have is whether I should call or at least make the attempt. And for those who do, please report any good results.

a multicolored building with many windows with Canterbury Cathedral in the background
My $95 annual fee for the Hyatt card paid for this in Milan.
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