When you’re a master churner, you may find that you have more credit cards than friends. This could be due to one of the following:
- a) You are an anti-social nerd that spends all of your time hoarding points and updating your Excel spreadsheet.
- b) You posted too many pics from flying Etihad that nobody likes you anymore.
- c) You have forty credit cards and you don’t have time for that many friends.
- d) All of the above.
If you share any of these problems with TPOL then I advise you to pay attention to this public service announcement: Check the balance of your accounts every month, even the ones that you never use.
For no particular reason, I decided to check my Wells Fargo Propel Card balance, the card with the toughest approval process in the industry. To my surprise, I found that I am 13 days past due on a payment. I haven’t used this card in months so I was shocked at this news. Apparently, American Airlines charged me $98 for a flight to Los Angeles that was not properly cancelled.
Now, I have to call AA and Wells Fargo, the worst bank in the world, to straighten out this mess. As a rule, I set my due dates to the 28th for all my cards and have a fool-proof system for not missing any payments. I didn’t account for the fact that the fool in the system could be someone besides me.