Thursday, July 2, 2020

Keep Vs. Cancel: Citi No ThankYou

$95 is the going rate for Citi card annual fees. Today two of mine became due. The first was the Hilton Reserve which was promptly closed with no retention offer. That's fine because I...

The Best Bank for Online Banking

A reader asked me what bank I thought was the best for online banking if "Wells Fargo is so antiquated." Wells Fargo may be America's biggest bank by size but their online platform, credit...

Keep Vs. Cancel: Chase 2016

This is my favorite type of post. The Keep Vs. Cancel is always a good time. If Chase's 5/24 rule truly comes into being then these will be the cards that remain in my...

Chase Sapphire: Great Downgrade to Plastic

I finally received my Chase Sapphire after forgetting it at a bar a year ago. In between then and now, I downgraded the card from the Preferred to the regular because I didn't want...

Keep Vs. Cancel: SPG Business Card

Another day, another fee. The real winners in this game are clearly the credit card companies. They get you coming and going. That's why it's silly to feel bad when you complain or persist with...

Hilton Weekend Certificate: Not Worth the 10k Spend

You've received this reward certificate because you've met the purchase requirements with your Citi Hilton HHonors Reserve card. This reward is valid for one complimentary weekend night for a standard room at participating hotels worldwide,...

Keep Vs. Cancel: Citi Prestige

The time has unexpectedly come to decide whether I should keep or cancel my Citi Prestige. As I had written, the annual fee for my card prematurely came this month because I opened the...

Citi Prestige Annual Fee Refunded, Reapplied, Reduced

What's this, a prorated refund for my Citi Prestige card? Don't ask questions, just be happy. What's this, the annual fee has been reapplied? Those bastards. What's this, it's down to $350? Thank you Citi Gold...

I Support Donald Trump…For A Free Round of Golf

The Donald has been in the news a lot lately for saying some outrageous, provocative things. Though I don't agree with many things that he says, I'm not going to go so far as...

2015: What I Spent (And Received) in Annual Fees

A common misconception is that the points hustle means free travel. What is overlooked is the hidden costs from manufactured spending, the cash from the cash n points, the rip-off of taxis, and the cost of enjoying...
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