Monday, December 18, 2017

Having A Huge Credit Limit May Hurt Your Credit

According to the AP Article, Major changes coming to how your credit score is calculated, "VantageScore will now mark a borrower negatively for having excessively large credit card limits, on the theory that the...

US Bank Altitude Is Cool But Will You Get Approved?

Frequent Miler wrote a breakdown about the US Bank Altitude Card. It seems like a good one to add to the arsenal, especially if Chase hates you, Alaska is over your antics, and Citi...

Keep Vs. Cancel, United: Chase Decided For Me

Retention offers on credit cards aren't what they used to be. The effort and amount of stimulants needed to call a bank to try to pry a few points from their dead, cold hands is...

Alaska Business Approved! When Recon Calls You

The 866 number showed up on my caller ID. I figured it was a lonely telemarketer so I answered. Instead, it was an analyst from Bank of America. Unprepared and under-caffeinated, I found myself...

No Citi AA Retention Offer: Why That’s A Good Thing

This is a first. I called to close my Citi AA Platinum Select card and waited for the retention offer. The agent said, "If I close this, I can't reopen it." She didn't ask...

Citi AA Business Approved! (Again)

Thanks to Miles to Memories for posting that the Citi AA Business card which comes with a 50k bonus after 3k spend does not have the 24 month language. Incidentally, the annual fee on...

Canceling Citi Prestige: But First, We Golf!

Sorry Citi Prestige, even at the discounted $350 from a Citi Gold Checking Account, you are not worth the annual fee. I've burned the TY points associated with this account on my coach flight...

Keep Vs. Cancel: The Club Carlson Twins

The time has come to keep or cancel my Club Carlson cards. We know the glory days of these cards are over so it's not worth discussing the past. (unless you want to torture...

Chase Sapphire Reserve: Rejected Again

My friend was approved for the CSR after previously being rejected. Since yesterday was the last day of the 100k sign up bonus, I thought there was a chance that 5/24 was being overlooked...

Alaska Airlines Approved! We’re Back

Before the Festivus offenders of 2015 & 2016, it used to be so easy to sit at home and churn. It was even easier to hit the mins using the RedBird. After that gravy...
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